Can You Finance a Moved Manufactured Home in Texas (2026)

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Can You Finance a Moved Manufactured Home in Texas (2026)

Loans with Wes Gregg

This video answers whether a manufactured home that was moved can be financed. Short answer: as of September 2026, Freddie Mac now allows conventional loans on some manufactured (mobile) homes that were moved after their original placement, if specific conditions are met. It applies to Freddie Mac only. Fannie Mae, FHA, and VA haven’t made this change as of this recording.

You’ll also hear the VA home loan story from Parker County, where we couldn’t fully verify whether the home had ever been moved, and how we handled it.

I’m the go-to loan officer in Denton County for families trading subdivision life for acreage, rural land, or a manufactured home.

📞 Call or text: (817) 781-9392
🏠 Loans with Wes Gregg | NMLS 1659140
[link: agent one-pager form]

0:00 The horse, the home, and the one thing we couldn’t verify
0:56 Why a moved manufactured home can kill a loan
1:44 The records problem (TDHCA and a cash seller)
2:27 Why this property mattered (the horse)
2:53 What we found, and my promise to every client
4:10 The three things I did
4:57 How it closed
5:34 The new Freddie Mac rule
6:04 The four conditions
7:11 Would it have changed this VA story?
7:51 Agents: listings you wrote off
8:06 Back to the family in Parker County

Not a commitment to lend. All loans subject to credit approval, underwriting, and applicable investor guidelines, which are subject to change.

#ManufacturedHomeLoans #FreddieMac #DentonCounty #RuralHomeFinancing #AcreageLoans