$2,700 Rent vs $350,000 Home — Should You Buy or Rent in Denton County (2026)?

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$2,700 Rent vs $350,000 Home — Should You Buy or Rent in Denton County (2026)?

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If you're paying $2,700 per month in rent, should you keep renting - or buy the same home for $350,000 in Denton, Texas?

In this video, I walk through a real example of a property that was listed for rent at $2,700 a month and for sale at $350,000 at the same time. We break down the numbers using a 3.5% down FHA loan and compare monthly payments, upfront cash needed, and what happens over a five-year period.

Here's what we cover:

Why owning would cost about $144 more per month than renting

Cash needed to rent ($5,500) vs. cash to close on an FHA loan (~$19,278)

What that extra monthly payment actually buys you

How equity builds over time

What this means in the 2026 Denton County housing market

As listings sit longer and sellers explore renting their properties, more buyers are facing this exact decision. This isn't national theory - it's a real Denton County example with real numbers.

If you're trying to decide whether buying makes sense for your situation in 2026, and want to see what it looks like with your situation, there's a link below to start that conversation.